SERVICES



YOUR PATH TO FINANCIAL FREEDOM


Talking about your finances can be a stressful thing to do during these times, & nobody needs more stress! At JR Financial & Insurance Services we want to take the stress out of financial planning. Our very knowledgeable agents, James Rukstalis and Peter Bradshaw, can help you navigate the very basic of financial questions to the most complicated.

Setting up an appointment is easy with JR Financial & Insurance Services. Appointments can be done over the phone, via the Internet, or in person with social distancing and mask wearing protocols in place. And as always, all appointments are totally free! All you need to do is call or email us! Call the office at (408) 642-1322 Monday through Friday and we will be happy to get your appointment scheduled on the day and time that will work best for you.

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WHAT WE DO


REVIEW

First we will review your estate and get a broad picture of your current positioning and what is going on. This is the information gathering phase so that we may gather a full view of your current standings. Initial meeting reviews take anywhere between 5 to 30 minutes depending on how many different items there are in your estate and your current starting point.
ORGANIZE

Then we consider all of the details and information about your estate. We generate a comprehensive and easy to understand format for you and your heirs. In this stage we begin to help set your estate in order as you desire. We are able to help resolve issues with accounts and determine the status of certain accounts / real estate / assets.
PLAN

In this stage we create a strategic plan for your estate. After it is organized, we begin to identify issues that have not yet been addressed. Some are known, and some of which you were previously unaware. We come up with solutions: whether they are lending, legal plans, or investment options. We also do a full analysis with regards to family decision planning around unique circumstances.

HOW WE HELP


RETIREMENT PLANNING

Helping with investment options for maximizing your portfolio.
RETIREMENT SAVING

How does a guaranteed TAX FREE retirement income sound to you?
LONG TERM CARE

Alternatives to monthly payments. Free coverage options and unique solutions.
REAL ESTATE

Purchasing a home or wanting to sell? We have access to the leading experts!
ESTATE PLANNING

Transfer of estate. Decision making for allowing someone access to an account. Protecting your loved ones.
LIFE INSURANCE

Get life insurance and get your money back if you outlive it! There are a variety of options available to you, regardless of needs.
FINANCIAL ANALYSIS

Risk vs. safety. What can you expect. What are the real financial concerns in your estate.
SOCIAL SECURITY

Knowing when is the right time to start. What options do you have available?
ADVANCED TRUSTS

Living Trusts, Charitable Trusts, Irrevocable Life Insurance Trusts, etc.
TAX PLANNING

98% of taxes are decided before the transaction. We will show you the difference between a beneficial and harmful transaction.
INVESTMENTS

A plethora of creative options. We have it all!
CHARITABLE WORK

Give tremendous amounts, maximize write-offs, and don’t even use your own money!

TAKE CONTROL OF YOUR RETIREMENT FUTURE!