NEWS & ARTICLES

Can You Collect Social Security Benefits Even if You’ve Never Worked?

Katie Brockman of the Motley Fool shares the different ways you could claim benefits that you might not be aware of. Preparing for retirement is becoming more difficult for millions of Americans. Many workers don’t have access to a pension, increased costs of living are making retirement more expensive than ever, and student loans and other forms of debt are making it harder to save. For those reasons, many retirees are falling back on Social Security benefits to make ends meet during their senior years. The average retiree can expect to receive […]

What Every Retirement Saver Needs to Know About 2021

Is there any good news for savers in 2021? A bit. John Waggoner of AARP shares the new rules for savers, beneficiaries and taxpayers for this year. Most people will miss 2020 about as much as they miss mosquito season. For many retirees and retirement savers, the year had a few benefits, such as some COVID-19 relief measures. Even without those, however, most of the retirement changes in 2021 are for the better. Here’s a look at some of the most important you need to know.

Saving for Retirement When You Don’t Have a Regular Job

Ana Martinetti-Katz of Investopedia shares tips regarding how to save for retirement when you don’t have a steady paycheck. When people stop picking up a regular paycheck, they often stop contributing to retirement savings. This is not wise. Keeping up those contributions, however small, can make a big difference in the income you have after retirement.

New year, big new changes for J.R. Financial & Insurance Services!

With 2020 behind us, we are looking forward to a bright, exciting 2021 for J.R. Financial & Insurance Services! We are back from holiday break in our big new beautiful office, we have new team members joining us, and we’re looking forward to helping our clients meet their 2021, and beyond, goals! We are still meeting with clients, and taking on new appointments, however until the Santa Clara County lifts the current tier purple, we are primarily meeting with clients virtually and over the phone.  If you must see an […]