NEWS & ARTICLES

These Social Security Myths Could Sink Your Retirement

Buying into these three misconceptions could be downright disastrous. Maurie Backman of The Motley Fool explains why. In the course of preparing for retirement, there are certain things you’ll need to do: sock money away in an IRA or 401(k), read up on healthcare costs, decide where you’ll settle down during your senior years, and come up with a game plan for claiming Social Security. But if you buy into the wrong information, you could end up botching your filing and regretting it after the fact, or making poor choices with […]

Announcing new changes to J.R. Financial & Insurance Services

Greetings All,    We would like to introduce Steven Lewis to the role of Director of First Impressions. Steven joined us at the beginning of the year as our Executive Assistant and we have decided to promote him to our Director of First Impressions. He will be helping to make sure all client needs are met, calling to update you on appointment scheduling and keeping you up to date on upcoming appointments.    Steven will be the first person you see when you meet with our agents in our new, […]

3 Seemingly Innocent Social Security Mistakes That Could Really Hurt You

Maurie Backman of The Motley Fool, warns of blunders to steer clear of. They may seem minor, but they could end up having more of an impact than you’d think. You’ll probably rely on Social Security to pay your retirement expenses to some degree. It may be a minor degree if you have a lot of money in savings and investments, or it may be a significant degree if you kick off your senior years with no pension and little money in an IRA or 401(k). But either way, your goal should […]

Surprising Ways Gen X and Millennials Are Worlds Apart Financially

There is a lot of overlap in the experiences of the two demographics, who together shepherded the country into the 21st century, the new millennium and the digital age. There’s also, however, a lot that sets them apart. Andrew Lisa of Yahoo!Finance lists the ways these two generations differ. Although they’re still commonly lampooned as naive kids, the oldest millennials are now 40 years old. The earliest-born Gen Xers are drifting out of middle age and toward retirement. Along the way, each group developed ideas, attitudes and strategies about money and finances […]