August 2021 Monthly Digest


Happy August everyone! J.R. Financial & Insurance Services has been recognized as one of the Top 3 Financial Planning Services in Santa Clara, CA by ThreeBestRated.com! 

We’re also pleased to announce that we are going to hold our first Social Security Seminars of the year starting in September! Do you have a friend or family member interested in maximizing their Social Security benefits?

James Rukstalis will hold seminars Tuesday September 7th, and Thursday September 9th at Fiorillo’s Restaurant! Please contact our office at (408) 642-1322, or CLICK HERE to register!

(Seating is limited, attendees must be registered no later than 24 hours before the date of the seminar. Clients with assets under management are welcome to register as long as they are bringing a guest. Please contact us for more details.)


Here are some of the articles we’ve shared throughout the month on our website and social media. Make sure you’re following us to see even more articles and helpful information!

How Much You Should Have in Your Retirement Fund at Ages 30, 40, 50 and 60
Before signing that apartment lease or booking a hotel for that getaway, don’t forget to add one monthly “bill” into your budget: a contribution to your retirement account.
10 Things No One Tells You About Early Retirement
For many of those who do take the plunge, the reality of early retirement can turn out to be far different than the fantasy. Here are a few things to consider before you decide to retire early.
Social Security checks may see a huge raise next year. Will it be enough?
The ongoing spike in inflation could lead to the biggest Social Security boost in almost 40 years when officials announce the cost of living adjustment, or COLA, for 2022.
Retirement Plan Balances Grew in 2020. Did Yours?
Despite the pandemic, many people made progress on the retirement savings front. But if you didn’t, there’s no reason to panic.

Make sure to follow us of social media for more!

Amy Cantrell
Digital Marketing Specialist
J.R. Financial & Insurance Services
2005 De La Cruz Blvd. Suite 120
Santa Clara, CA 95050
(408) 642-1322 Office
(408) 728-1566 Cell
amy@jrfis.com