July 2022 Monthly Digest


Hello everyone! We hope you’re all enjoying your summer so far! As a reminder, our office will be closed this upcoming Monday, 7/4 in observance of Independence Day. We will re-open Tuesday, 7/5 at 8:00am. We hope you all have a safe 3 day weekend!

Next week, we have an exciting new announcement for you all, so keep an eye out on your emails, our website (www.jrfis.com), and our social media for the big news!

Speaking of social media, we post articles daily with useful information and news we think our clients would find helpful. Be sure to follow us to stay in the know. Below are some of the articles we shared in the month of June.


Interviewing Financial Advisors
James Rukstalis contributed to Advisor’s Magazine for their latest article, Interviewing Financial Advisors, which discusses what important questions you should ask when you approach a financial advisor for guidance.

How Much Should I Really Have in My 401(k)?
Saving for a financially secure retirement is a long-term project with a sometimes indistinct final objective, especially when people are just starting in their careers.

Social Security Changes That May Be Coming for 2023
For the last 10 years or so, Social Security has been a fairly static program, with few major changes. But when inflation makes big news, so too does Social Security.


You Could Lose Your Benefits If You Didn’t Report Your Marriage to the SSA
Social security beneficiaries have 10 days after the end of the month in which the change took place to report that change or else risk losing benefits.

If you’d like to schedule a meeting with us, call our office at (408) 642-1322, or click the button below to contact us. We’d be happy to see you!

Thank you,

Amy Cantrell
Digital Marketing Specialist
J.R. Financial & Insurance Services
2005 De La Cruz Blvd. Suite 120
Santa Clara, CA 95050
(408) 642-1322 Office
(408) 728-1566 Cell
amy@jrfis.com